Tap a cost to see what it takes out of every $1 of sales.
What this cost means
Tap a cost on the left.
How each cost behaves Assumed
How much of each cost goes up or down with the number of jobs. Every answer on this page uses these settings.
Starting assumptions — confirm with Ben.
Change cost behavior (advanced)
0% = stays the same no matter how much work (rent). 100% = rises with every job (materials). In between = partly both, e.g. a salaried foreman plus hourly crew.
Ask a question
Pick a question, move the sliders, then add it to your plan to see it together with everything else.
Switch a service off to see whether the rest still pays the bills. This is a separate test; it isn't added to your plan.
Limits of this answer
Uses your average cost rate: every $1 of lost sales also removes about of costs that grow with jobs. Losing installation work may save different costs than losing maintenance work.
A test of losing your biggest customers comes once customer sales are pulled from QuickBooks. Missing
Starting cash , what customers owe by age, and vendor bills by age Books.
When that money moves is assumed, not taken from the books: Assumed.
New sales and costs at 's pace, spread evenly by week Calculated; new sales collected 4 weeks after the work Assumed. Labor costs are inside the weekly cost estimate.
Payroll dates and loan payments Missing. When real payroll dates are added, they replace the even labor estimate (never both). Loan principal is cash going out even though it isn't an expense, so it will be added separately.
What could break your plan?
Bad things often happen together. Set how bad each one could get; we test them one at a time and all at once, on top of your selected plan.
Breaking points (each one alone, on your plan)
These are conditions you choose to test, not predictions. Nothing here says how likely they are.
Every combination at once. Each square is your monthly profit if you change prices by the column amount and lose the row's share of jobs. Click a square to put it in your plan.
Outlined = your plan now
Which guess matters most?
Every plan rests on guesses. We move each one across a reasonable range and rank them by how much they swing the answer. Check the top one before committing.
Ranges tested
Your saved plans
A plan saved in an earlier month is compared with 's actual numbers. Plans Ben has brought back into Voice Ledger show here automatically; you can also load a plan file you saved.
Before the planPlan expectedWhat happened
Which assumptions held?
Each guess in the plan, next to what the books show now. "Held" means within 5% of what the plan assumed.
Limits of this review
One month can be unusual (weather, a big one-time job, when bills landed). Look at two or three months before changing course.
The plan's cash figure was an estimated lowest point over 13 weeks; the books show cash at month end. They measure different things, so the cash line is a rough check only.
Price changes can't be seen directly in the books; sales per month is the closest measure.